There is no minimum balance to open a share draft account, however, to avoid a $5.00 monthly service charge fee you must maintain a $55.00 balance.  With a share draft account you may also be eligible for a MasterCard debit card, free bill pay, ATM balance inquiries ($.50 charge each for more than 10 per month), ATM withdrawals, live audio teller balances and transfers, internet banking.

Click here to find the nearest surcharge free ATM to you.

Our share draft/checking account is non-interest bearing.


Phone: (904) 387-5660 Toll Free: (800) 393-8578 Fax: (904) 387-6894

Lost/Stolen Cards Debit Card: (800) 500-1044 MasterCard: (800) 299-9842

3040 Edison Avenue Jacksonville, FL 32254

PO Box 37545 Jacksonville, FL 32236


Branch Hours Mon - Thurs: 8 a.m. - 4:30 p.m. Friday: 8 a.m. - 5:30 p.m.

“Absolutely wonderful staff that takes care of every need for their members. If you are looking for banking with a personal touch, this is the Credit Union for you! Stop by to see the newly updated interior and drive-thru.”

Alex A.

“I love this credit union. I have been coming here for years. They recognize everyone by name and are extremely helpfull and reliable. I would recommend them to anyone looking for a small private credit union to do their banking.”


“Very nice people they recognize every customer no hassles or anything.”

Reginia W.

Get in touch with us today if you have any questions about First Coast Federal Credit Union.